Today's Most Popular Loan Information

LOAN TYPES
SIBOR PACKAGES	12 month or 3 month SIBOR* packages; Take advantage of the many SIBOR packages on the market, starting from SIBOR+0.9%, with home loans from less than 1.9% only!	Contact Us
FIXED INTEREST	Know your future payments with a fixed interest loan from 1.98%!	Contact Us
FIXED AND SIBOR MIXES	Take advantage of both SIBOR and fixed interest rates.	Contact Us
VARIABLE RATE	Move with the market with variable home loans from 3.0%!	Contact Us
AMOUNT BORROWED	Up to 90% financing packages!	Contact Us
LOAN LOCKIN	Freedom to change loan when ever you wish without penalty. Take advantage of the best deals around when ever you wish.	Contact Us

*SIBOR: Singapore Interbank Offered Rate

 

 

Why Global Creatif Financial (GCF) For Loans?

 

Since 2002 Global Creatif Financial Pte Ltd (GCF) has been providing the public with "One Stop Mortgage Solutions". Working with a panel of 11 Financiers in Singapore, each week analysis is performed to provide our customers with impartial and customised solutions. Our passion is to help you save your valuable time and hard-earned money while providing continuous support in managing your mortgage portfolio. Best of all, the service is free!

 

 

What makes GCF unique?

 

Only at GCF will you not only find the best loans, but we will help you every step of the way with our unique 12-Step mortgage consultancy process, which serves to not only guide you, but also keep you up to date with the latest the market has to offer.

 

 

 

GCF's unique 12 Step mortgage solution for our clients.

 

GCF has provided significant contribution in the development of the mortgage industry in Singapore. It revolutionised home loan consultancy in Singapore and it is currently the Official Education Provider for the Accredited Mortgage Consultant (AMC) Course as conferred by the Mortgage and Finance Association (Singapore) also known as MFAS. This organisation is affiliated to the Mortgage and Finance Association of Australia (MFAA). For more details of MFAS, please refer to www.mortgagefinance.com.sg. The course schedule for 2008 is as follows.

 

 

 

That is why today GCF has grown to become Singapore's leading Mortgage Consulting Firm with more networks readily available both through our Accredited Mortgage Consultant (AMC) Channel of Distribution and through our Business Associate (BA) Channel of Distribution. We have over 200 AMCs managed by GCF Central Office and a significant number of networking partners supporting our distribution channel.

 

 

How can GCF help you?

 

The mission at GCF is to help provide you the best possible choices towards mortgage financial freedom. To deliver innovative, cost effective and personalised services for individuals, families and the commuity as a whole with a diverse range of services that make the best use of your dollar. Our goal is to reach out to the following categories of clients:

 

1. New Home Buyers - Looking to buy your first property, whether HDB flat, private or commerical properties. Can you afford not to know what is the best loan for you?
2. Existing Home buyers - Looking to refinance or re-mortgage their existing properties. (HDB, Private and Commercial Properties) With the recent drop in interest rates, and SIBOR (Singapore Interbank Offered Rate) rates near all time lows, why not gain the advantage and look into refinancing your property. With rising costs, take control of one of your biggest expenses and get the best deals in the market.
3. Wealth Creation Group - Looking for investment properties and other sophisticated products. Whether you are a local Singaporean, a Singapore PR or an overseas investor looking to take advantage of the growth in the Singapore market, find out how we can help you!

Additionally our services include:

• Debt Re-consolidtion.
• Term Loans and Overdraft Facilities.
• SME Loans.
• Enterprise Banking.
• Other Financial Related services.
• Loans for properties purchases not just in Singapore but internationally (including Australia, New Zealand, U.K., Dubai, Malaysia, Thailand and China!*)

 

 

Products that we offer!

 

MORTGAGE PRODUCTS: The most competitive 90% Financing and Fixed and Variable rate packages from current Bank promotions. Save interest and shorten your loan tenure with CLA packages.

1. Conventional Principal and Interest Home Loans including : Fixed rate packages, Variable rate packages and Combination packages of fixed and variable rates.
2. Interest Only Home Loans.
3. Current Link Account (CLA) home loans: CLA packages can use a lump sum cash or positive monthly cashflow that links the homeowner's home loan account with his current account. Mortgage interst is only payable on the difference of the home loan amount and the current account.

MORTGAGE INSURANCE:

• Mortgage Insurance or Mortgage Reducing Term Assurance (MRTA) is an affordable term insurance to safeguard the welfare of the dependents in the event of unexpected misfortune such as death, total permanent disability of terminal illness.

WILLS & TRUSTS:

• At GCF, we believe in providing vaue added services to our clients. Clients who are using lawyers within our panel will get a FREE Basic Wills Writing Service for their insurance policies.
  

Would you like to know more? Contact us now!

 

 

 

Additional Links:

 

MFA (Mortgage Finance Association)

 

CPF (Central Provident Fund)

 

HDB (Housing Development Board)

 

ACRA (Accounting & Corporate Regulatory Authority Singapore)

 

 

* Terms and conditions apply.

PLEASE NOTE: While Global Creatif Financial does its best to ensure the accuracy of information; offered products, rates, terms and other information provided herein are subject to change without notice or may be withdrawn at any time.